Free Payroll Calculator Canada 2026
Calculate employee net pay with CPP, EI, federal and provincial tax deductions for all 13 provinces and territories. Updated with 2026 CRA rates.
Biweekly full-time = 80 hrs, Weekly = 40 hrs
Enter salary details and click calculate to see the breakdown.
Disclaimer: This calculator provides estimates only using 2026 CRA rates. It is not tax, legal, or accounting advice. Always consult a qualified payroll professional for official calculations.
How Canadian Payroll Deductions Work
Every Canadian employer is required to withhold payroll deductions from employee pay. These include Canada Pension Plan (CPP) contributions, Employment Insurance (EI) premiums, and federal and provincial income tax.
CPP Contributions (2026)
Both employers and employees contribute to CPP. The employee rate is 5.95% on pensionable earnings between the basic exemption ($3,500) and the first ceiling. CPP2 applies at 4% on earnings between the first and second ceilings. Employers match the employee contribution dollar for dollar.
EI Premiums (2026)
Employees pay EI premiums at 1.64% of insurable earnings up to the maximum. Employers pay 1.4 times the employee premium — making the employer EI cost significantly higher than the employee share.
Federal & Provincial Tax
Income tax is calculated using progressive tax brackets. Each province has its own brackets and rates. Ontario also charges a surtax on provincial tax above certain thresholds, plus a health premium for higher earners.
All 13 Provinces & Territories
This calculator covers Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland & Labrador, Nova Scotia, Northwest Territories, Nunavut, Ontario, Prince Edward Island, Quebec, Saskatchewan, and Yukon — each with their own provincial tax rates and brackets.
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